Terms & Conditions

These Terms & Conditions (the "Terms") govern your access to and use of the website at a2zfino.com (the "Site") operated by A2Z Fino Pte Ltd, a company incorporated in Singapore (UEN 202117828N) with its registered office at 68 Circular Road, #02-01, Singapore 049422 ("A2Z Fino", "we", "us", or "our").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

A2Z Fino Pte Ltd is the parent company of FXFlo Limited, our Hong Kong operating company, which provides custom software development and IT services. References to "the group" mean A2Z Fino Pte Ltd together with its subsidiaries.

The Site and its content are provided for general information about our company and services. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, or restrict the use of the Site by, any third party.

You agree not to:

• Use the Site in any way that breaches applicable laws or regulations.
• Attempt to gain unauthorised access to the Site, the server on which it is hosted, or any connected system.
• Introduce any malicious code, or otherwise interfere with the proper working of the Site.
• Copy, reproduce, or republish material from the Site except as permitted below.

The Site describes the custom software, IT, and related services offered by the group. Any engagement to provide such services is governed by a separate written agreement between you and the relevant group company. Nothing on the Site constitutes an offer capable of acceptance, a quotation, or a binding commitment to provide services.

All content on the Site — including text, graphics, logos, images, and the design and arrangement of the Site — is owned by or licensed to A2Z Fino and is protected by intellectual property laws. You may view and print extracts for your own personal, non-commercial use, but you may not otherwise reproduce, distribute, or exploit any content without our prior written permission.

The Site may contain links to third-party websites. These links are provided for convenience only; we do not control and are not responsible for the content, products, or practices of any third-party site. Accessing a linked site is at your own risk.

The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied. While we take reasonable care to keep the information on the Site accurate and up to date, we make no representations or warranties as to its completeness, accuracy, or reliability, and we do not warrant that the Site will be uninterrupted or error-free.

To the fullest extent permitted by law, A2Z Fino shall not be liable for any indirect, incidental, special, or consequential loss or damage, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Site.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

We may update these Terms from time to time. The version published on the Site is the current version and applies each time you access the Site. We encourage you to review these Terms periodically.

These Terms are governed by and construed in accordance with the laws of Singapore, and you submit to the exclusive jurisdiction of the courts of Singapore.

If you have any questions about these Terms, please contact us at info@a2zfino.com.